{"id":7373,"date":"2026-03-10T00:00:00","date_gmt":"2026-03-10T00:00:00","guid":{"rendered":"https:\/\/www.contem.es\/error-en-la-cirbe\/"},"modified":"2026-03-10T00:00:00","modified_gmt":"2026-03-10T00:00:00","slug":"error-en-la-cirbe","status":"publish","type":"post","link":"https:\/\/www.contem.es\/es\/error-en-la-cirbe\/","title":{"rendered":"Error en la CIRBE"},"content":{"rendered":"<p>Si su empresa consta en la Central de Informaci\u00f3n de Riesgos del Banco de Espa\u00f1a (CIRBE) como deudora por error, \u00bfc\u00f3mo puede reclamar que esos datos sean rectificados por la entidad bancaria?<b>\u00a0<\/b><\/p>\n<p>Pues bien, en primer lugar, debe acudir a la entidad que haya facilitado esa informaci\u00f3n err\u00f3nea (entidad declarante) a la CIRBE para que rectifique o cancele los datos que constan en ella. A tal efecto:<\/p>\n<ul>\n<li>Se ha de presentar una reclamaci\u00f3n en el servicio de atenci\u00f3n al cliente de la entidad con los motivos de la solicitud y adjuntando la documentaci\u00f3n que pruebe el error (por ejemplo, la escritura de cancelaci\u00f3n del pr\u00e9stamo).<\/li>\n<li>El plazo m\u00e1ximo que tiene la entidad para contestar es de un mes desde la presentaci\u00f3n.<\/li>\n<\/ul>\n<p>En caso de que la entidad no responda o no acepte rectificar, se debe acudir al Servicio de Reclamaciones del Banco de Espa\u00f1a (BE). A partir de aqu\u00ed:<\/p>\n<ul>\n<li>El BE trasladar\u00e1 la petici\u00f3n a la entidad, que deber\u00e1 contestar en 15 d\u00edas h\u00e1biles si el interesado es persona f\u00edsica o 20 d\u00edas h\u00e1biles en caso de que sea persona jur\u00eddica.<\/li>\n<li>Si la entidad bancaria accede a la rectificaci\u00f3n, deber\u00e1 trasladarlo a la CIRBE de forma inmediata.<\/li>\n<\/ul>\n<p>Si no rectifica, se deber\u00e1 interponer una demanda para solicitar la declaraci\u00f3n judicial de la existencia del error, as\u00ed como su rectificaci\u00f3n por la entidad bancaria. Asimismo, se podr\u00e1 solicitar, en su caso, una indemnizaci\u00f3n por los posibles da\u00f1os y perjuicios que hayan causado los datos err\u00f3neos o bien por la vulneraci\u00f3n del derecho al honor.<\/p>\n<p>\u00a0<\/p>\n<p> Nuestros profesionales le ayudar\u00e1n a solicitar la rectificaci\u00f3n de datos err\u00f3neos que consten en la CIRBE y a tramitar las correspondientes reclamaciones.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si su empresa consta en la Central de Informaci&oacute;n de Riesgos del Banco de Espa&ntilde;a (CIRBE) como deudora por error, &iquest;c&oacute;mo puede reclamar que esos datos sean rectificados por la entidad bancaria?&nbsp; Pues bien, en primer lugar, debe acudir a la entidad que haya facilitado esa informaci&oacute;n err&oacute;nea (entidad declarante) a la CIRBE para que [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":7374,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-7373","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mercantil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Error en la CIRBE | Contem Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.contem.es\/es\/error-en-la-cirbe\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Error en la CIRBE | Contem Assessors\" \/>\n<meta property=\"og:description\" content=\"Si su empresa consta en la 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