{"id":7053,"date":"2025-12-03T00:00:00","date_gmt":"2025-12-03T00:00:00","guid":{"rendered":"https:\/\/www.contem.es\/accidente-de-trafico\/"},"modified":"2025-12-03T00:00:00","modified_gmt":"2025-12-03T00:00:00","slug":"accidente-de-trafico","status":"publish","type":"post","link":"https:\/\/www.contem.es\/es\/accidente-de-trafico\/","title":{"rendered":"Accidente de tr\u00e1fico"},"content":{"rendered":"<p>Existen situaciones complicadas cuando, tras un accidente de tr\u00e1fico, el <b>veh\u00edculo causante<\/b> viene del extranjero y <b>no est\u00e1 asegurado<\/b> correctamente. Eso es justo lo que les ocurri\u00f3 a unos demandantes en Espa\u00f1a que sufrieron <b>da\u00f1os personales y materiales<\/b> tras ser embestidos por un remolque con matr\u00edcula marroqu\u00ed que, seg\u00fan el atestado policial, no ten\u00eda seguro en regla (falta de la llamada \u201c<b>carta verde<\/b>\u201d).<\/p>\n<p>Inicialmente, las <b>v\u00edctimas reclamaron<\/b> a la Oficina Espa\u00f1ola de Aseguradores de Autom\u00f3viles (OFESAUTO) para que les indemnizara. Sin embargo, OFESAUTO quer\u00eda estar seguro de la falta de seguro y <b>sigui\u00f3 haciendo gestiones<\/b> con la compa\u00f1\u00eda marroqu\u00ed. Pasado un tiempo, se confirm\u00f3 oficialmente que el remolque no ten\u00eda seguro internacional. Tras ello, los afectados <b>ampliaron su demanda<\/b> y reclamaron al Consorcio de Compensaci\u00f3n de Seguros (CCS), que es quien responde subsidiariamente en estos casos en Espa\u00f1a.<\/p>\n<p>El CCS, sin embargo, se defendi\u00f3 se\u00f1alando que hab\u00eda pasado m\u00e1s de un a\u00f1o desde que se conocieron los da\u00f1os o se estabilizaron las lesiones (lo que en t\u00e9rminos legales significa que <b>hab\u00eda prescrito la posibilidad de reclamar<\/b>), y que adem\u00e1s no hab\u00eda recibido ning\u00fan aviso previo que interrumpiera ese plazo.<\/p>\n<p>El juzgado de primera instancia y la Audiencia Provincial dieron la raz\u00f3n al CCS y a OFESAUTO, entendiendo que no se pod\u00eda reclaman ya por estar <b>fuera de plazo<\/b> y que OFESAUTO no era responsable.<\/p>\n<p>Sin embargo, el Tribunal Supremo (TS) ha corregido el criterio. Dice que el plazo para reclamar no empieza a contar hasta que los <b>afectados tienen la certeza<\/b> de que el veh\u00edculo realmente <b>no ten\u00eda seguro<\/b>, algo que no ocurri\u00f3 hasta mucho despu\u00e9s, cuando el CCS lo confirm\u00f3 por email. Como la <b>ampliaci\u00f3n de la demanda<\/b> se realiz\u00f3 justo despu\u00e9s de esa confirmaci\u00f3n, el TS entiende que <b>no hab\u00eda prescrito <\/b>y ordena que se resuelva sobre el fondo del asunto.<\/p>\n<p>As\u00ed, en casos de accidentes con veh\u00edculos extranjeros sin seguro, el TS establece que el reloj para <b>reclamar al Consorcio<\/b> empieza a contar desde que el perjudicado recibe la confirmaci\u00f3n oficial de que no hay seguro, no antes.<\/p>\n<p> Si usted se siente perjudicado y en situaci\u00f3n de exigir responsabilidades por alg\u00fan da\u00f1o sufrido a causa de un accidente de circulaci\u00f3n, nuestros profesionales podr\u00e1n asistirle en el ejercicio de sus reclamaciones<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Existen situaciones complicadas cuando, tras un accidente de tr&aacute;fico, el veh&iacute;culo causante viene del extranjero y no est&aacute; asegurado correctamente. Eso es justo lo que les ocurri&oacute; a unos demandantes en Espa&ntilde;a que sufrieron da&ntilde;os personales y materiales tras ser embestidos por un remolque con matr&iacute;cula marroqu&iacute; que, seg&uacute;n el atestado policial, no ten&iacute;a seguro [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":7054,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[],"class_list":["post-7053","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-administratiu"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Accidente de tr\u00e1fico | Contem Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.contem.es\/es\/accidente-de-trafico\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Accidente de tr\u00e1fico | Contem Assessors\" \/>\n<meta property=\"og:description\" content=\"Existen situaciones complicadas cuando, tras un accidente de tr&aacute;fico, el veh&iacute;culo causante viene del extranjero y no est&aacute; asegurado correctamente. 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