{"id":6984,"date":"2025-11-14T00:00:00","date_gmt":"2025-11-14T00:00:00","guid":{"rendered":"https:\/\/www.contem.es\/siniestro-total\/"},"modified":"2025-11-14T00:00:00","modified_gmt":"2025-11-14T00:00:00","slug":"siniestro-total","status":"publish","type":"post","link":"https:\/\/www.contem.es\/es\/siniestro-total\/","title":{"rendered":"Siniestro total"},"content":{"rendered":"<p>El Tribunal Supremo (TS) ha resuelto un caso en el que una persona sufri\u00f3 un <b>accidente de tr\u00e1fico<\/b> cuando un cami\u00f3n choc\u00f3 con su motocicleta, dejando esta \u00faltima tan da\u00f1ada que fue <b>declarada \u00absiniestro total\u00bb<\/b> y se tuvo que destruir. Al principio, el juzgado dio la raz\u00f3n al afectado, obligando tanto al conductor responsable como a su aseguradora y al consorcio a indemnizarle no solo por los <b>da\u00f1os materiales y personales<\/b>, sino tambi\u00e9n a pagar intereses desde la fecha del accidente y a sumar un 30% al precio de la moto como <b>\u00abvalor de afecci\u00f3n\u00bb<\/b>, es decir, una cantidad extra teniendo en cuenta que buscar otra moto similar de segunda mano suele suponer gastos y riesgos para el perjudicado.<\/p>\n<p>La <b>aseguradora<\/b> no estaba de acuerdo y <b>recurri\u00f3<\/b>, consiguiendo que en segunda instancia se <b>excluyera ese 30% adicional<\/b> y que los intereses solo se contaran desde fechas posteriores (cuando terminaron las lesiones para los da\u00f1os personales y cuando les avisaron judicialmente para lo material). Sin embargo, el afectado reclam\u00f3 al TS, que finalmente <b>le ha vuelto a dar la raz\u00f3n<\/b> en todo ya que el valor de afecci\u00f3n s\u00ed procede incluso cuando la moto se destruye, siempre que <b>est\u00e9 justificado<\/b>, y los <b>intereses por mora<\/b> los debe pagar la aseguradora desde el mismo d\u00eda del accidente mientras no consigne o pague las cantidades.<\/p>\n<p>Esto significa que, si sufres un accidente en el que tu veh\u00edculo queda destrozado, podr\u00edas tener derecho a que la <b>indemnizaci\u00f3n se incremente<\/b> por el valor de afecci\u00f3n y a cobrar <b>intereses desde el d\u00eda<\/b> en que ocurri\u00f3 el da\u00f1o, lo que supone mayor protecci\u00f3n y compensaci\u00f3n para el perjudicado.<\/p>\n<p> Si usted se siente perjudicado y en situaci\u00f3n de exigir responsabilidades por alg\u00fan da\u00f1o sufrido a causa de un accidente de circulaci\u00f3n, nuestros profesionales podr\u00e1n asistirle en el ejercicio de sus reclamaciones<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Tribunal Supremo (TS) ha resuelto un caso en el que una persona sufri&oacute; un accidente de tr&aacute;fico cuando un cami&oacute;n choc&oacute; con su motocicleta, dejando esta &uacute;ltima tan da&ntilde;ada que fue declarada &laquo;siniestro total&raquo; y se tuvo que destruir. Al principio, el juzgado dio la raz&oacute;n al afectado, obligando tanto al conductor responsable como [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6985,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[90],"tags":[],"class_list":["post-6984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-civil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Siniestro total | Contem Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.contem.es\/es\/siniestro-total\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Siniestro total | Contem Assessors\" \/>\n<meta property=\"og:description\" content=\"El Tribunal Supremo (TS) ha resuelto un caso en el que una persona sufri&oacute; un accidente de tr&aacute;fico cuando un cami&oacute;n choc&oacute; con su motocicleta, dejando esta &uacute;ltima tan da&ntilde;ada que fue declarada &laquo;siniestro total&raquo; y se tuvo que destruir. Al principio, el juzgado dio la raz&oacute;n al afectado, obligando tanto al conductor responsable como [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.contem.es\/es\/siniestro-total\/\" \/>\n<meta property=\"og:site_name\" content=\"Contem Assessors\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-14T00:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png\" \/>\n<meta name=\"author\" content=\"rss\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@contemassessors\" \/>\n<meta name=\"twitter:site\" content=\"@contemassessors\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"rss\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/\"},\"author\":{\"name\":\"rss\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/person\\\/c1284c1e1887128f110dc4a88f6137ae\"},\"headline\":\"Siniestro total\",\"datePublished\":\"2025-11-14T00:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/\"},\"wordCount\":328,\"publisher\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg\",\"articleSection\":[\"Civil\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/\",\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/\",\"name\":\"Siniestro total | Contem Assessors\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg\",\"datePublished\":\"2025-11-14T00:00:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg\",\"width\":650,\"height\":118},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/siniestro-total\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\\\/\\\/www.contem.es\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Siniestro total\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/\",\"name\":\"Contem Assessors\",\"description\":\"Fiscal, comptable , laboral , jur\u00eddic , econ\u00f2mic i assegurances\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.contem.es\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#organization\",\"name\":\"Contem Assessors\",\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2016\\\/06\\\/touch-icon-contem.png\",\"contentUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2016\\\/06\\\/touch-icon-contem.png\",\"width\":120,\"height\":120,\"caption\":\"Contem Assessors\"},\"image\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/contemassessors\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/contem-assessors\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/person\\\/c1284c1e1887128f110dc4a88f6137ae\",\"name\":\"rss\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g\",\"caption\":\"rss\"},\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/author\\\/rss\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Siniestro total | Contem Assessors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.contem.es\/es\/siniestro-total\/","og_locale":"es_ES","og_type":"article","og_title":"Siniestro total | Contem Assessors","og_description":"El Tribunal Supremo (TS) ha resuelto un caso en el que una persona sufri&oacute; un accidente de tr&aacute;fico cuando un cami&oacute;n choc&oacute; con su motocicleta, dejando esta &uacute;ltima tan da&ntilde;ada que fue declarada &laquo;siniestro total&raquo; y se tuvo que destruir. Al principio, el juzgado dio la raz&oacute;n al afectado, obligando tanto al conductor responsable como [&hellip;]","og_url":"https:\/\/www.contem.es\/es\/siniestro-total\/","og_site_name":"Contem Assessors","article_published_time":"2025-11-14T00:00:00+00:00","og_image":[{"url":"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png","type":"","width":"","height":""}],"author":"rss","twitter_card":"summary_large_image","twitter_creator":"@contemassessors","twitter_site":"@contemassessors","twitter_misc":{"Escrito por":"rss","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#article","isPartOf":{"@id":"https:\/\/www.contem.es\/es\/siniestro-total\/"},"author":{"name":"rss","@id":"https:\/\/www.contem.es\/es\/#\/schema\/person\/c1284c1e1887128f110dc4a88f6137ae"},"headline":"Siniestro total","datePublished":"2025-11-14T00:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.contem.es\/es\/siniestro-total\/"},"wordCount":328,"publisher":{"@id":"https:\/\/www.contem.es\/es\/#organization"},"image":{"@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#primaryimage"},"thumbnailUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/11\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg","articleSection":["Civil"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.contem.es\/es\/siniestro-total\/","url":"https:\/\/www.contem.es\/es\/siniestro-total\/","name":"Siniestro total | Contem Assessors","isPartOf":{"@id":"https:\/\/www.contem.es\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#primaryimage"},"image":{"@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#primaryimage"},"thumbnailUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/11\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg","datePublished":"2025-11-14T00:00:00+00:00","breadcrumb":{"@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.contem.es\/es\/siniestro-total\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#primaryimage","url":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/11\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg","contentUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/11\/Siniestrototalmotocicleta-bcSize-650x118-1.jpg","width":650,"height":118},{"@type":"BreadcrumbList","@id":"https:\/\/www.contem.es\/es\/siniestro-total\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/www.contem.es\/es\/"},{"@type":"ListItem","position":2,"name":"Siniestro total"}]},{"@type":"WebSite","@id":"https:\/\/www.contem.es\/es\/#website","url":"https:\/\/www.contem.es\/es\/","name":"Contem Assessors","description":"Fiscal, comptable , laboral , jur\u00eddic , econ\u00f2mic i assegurances","publisher":{"@id":"https:\/\/www.contem.es\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.contem.es\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.contem.es\/es\/#organization","name":"Contem Assessors","url":"https:\/\/www.contem.es\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.contem.es\/es\/#\/schema\/logo\/image\/","url":"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png","contentUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png","width":120,"height":120,"caption":"Contem Assessors"},"image":{"@id":"https:\/\/www.contem.es\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/contemassessors","https:\/\/www.linkedin.com\/company\/contem-assessors"]},{"@type":"Person","@id":"https:\/\/www.contem.es\/es\/#\/schema\/person\/c1284c1e1887128f110dc4a88f6137ae","name":"rss","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g","caption":"rss"},"url":"https:\/\/www.contem.es\/es\/author\/rss\/"}]}},"_links":{"self":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/posts\/6984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/comments?post=6984"}],"version-history":[{"count":0,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/posts\/6984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/media\/6985"}],"wp:attachment":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/media?parent=6984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/categories?post=6984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/tags?post=6984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}