{"id":6975,"date":"2025-11-12T00:00:00","date_gmt":"2025-11-12T00:00:00","guid":{"rendered":"https:\/\/www.contem.es\/aporte-a-su-plan-antes-de-fin-de-ano\/"},"modified":"2025-11-12T00:00:00","modified_gmt":"2025-11-12T00:00:00","slug":"aporte-a-su-plan-antes-de-fin-de-ano","status":"publish","type":"post","link":"https:\/\/www.contem.es\/es\/aporte-a-su-plan-antes-de-fin-de-ano\/","title":{"rendered":"Aporte a su plan antes de fin de a\u00f1o"},"content":{"rendered":"<\/p>\n<p>#content .row&gt;div&gt;img.img-responsive, #content .row&gt;div&gt;div&gt;img.text-img{ display: none; } #content div &gt; .cont-new-body &gt; .row&gt; .col-md-4 {     display: none; }<\/p>\n<p>Verifique si antes de fin de a\u00f1o puede tomar medidas para reducir su tributaci\u00f3n en el IRPF de 2025. Una de las opciones de las que dispone es aportar dinero a planes de pensiones.<\/p>\n<p>A estos efectos, recuerde que las cantidades que puede aportar a su plan de pensiones para reducir la base imponible de su IRPF son las siguientes:<\/p>\n<ul>\n<li>La aportaci\u00f3n m\u00e1xima al plan de pensiones personal es de 1.500 euros.<\/li>\n<\/ul>\n<ul>\n<li>En las aportaciones a planes de empresa, dicho l\u00edmite se ampl\u00eda hasta en 8.500 euros adicionales, por lo que, si su empresa realiza contribuciones empresariales en su nombre a uno de estos planes, las aportaciones totales (a planes personales y de empresa, en conjunto) pueden ser de hasta 10.000 euros al a\u00f1o.<\/li>\n<li>\n<p>Y si usted es aut\u00f3nomo, recuerde que tambi\u00e9n puede realizar aportaciones de hasta 4.250 euros a alguno de los planes especiales para aut\u00f3nomos que existen. Dichas aportaciones, junto con las que realice a planes de pensiones personales y de empresa, tampoco pueden superar los 10.000 euros en total.<\/p>\n<\/li>\n<\/ul>\n<p>Por \u00faltimo, tiene la opci\u00f3n de aportar hasta 1.000 euros anuales adicionales a un plan de pensiones de su c\u00f3nyuge y tambi\u00e9n disfrutar de reducci\u00f3n (esta aportaci\u00f3n es complementaria de las antes indicadas no se tiene en cuenta dentro del l\u00edmite de los 10.000 euros). Para ello, es preciso que durante el a\u00f1o su c\u00f3nyuge no haya obtenido rentas del trabajo o de actividades econ\u00f3micas o las haya obtenido por una cuant\u00eda inferior a 8.000 euros.<\/p>\n<p>Si usted tributa en el IRPF a un tipo marginal del 45%, por ejemplo,\u00a0y sus aportaciones totales a planes de pensiones con derecho a reducci\u00f3n han sido de 10.000 euros, esto le permitir\u00e1 obtener un ahorro en su factura fiscal de 4.500 euros.<\/p>\n<p>\u00a0<\/p>\n<p> Nuestros profesionales le orientar\u00e1n si tiene dudas relativas a las aportaciones y reintegros de los planes de pensiones.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>#content .row&gt;div&gt;img.img-responsive, #content .row&gt;div&gt;div&gt;img.text-img{ display: none; } #content div &gt; .cont-new-body &gt; .row&gt; .col-md-4 { display: none; } Verifique si antes de fin de a&ntilde;o puede tomar medidas para reducir su tributaci&oacute;n en el IRPF de 2025. Una de las opciones de las que dispone es aportar dinero a planes de pensiones. A estos efectos, [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6976,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-6975","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aporte a su plan antes de fin de a\u00f1o | Contem Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.contem.es\/es\/aporte-a-su-plan-antes-de-fin-de-ano\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aporte a su plan antes de fin de a\u00f1o | Contem Assessors\" \/>\n<meta property=\"og:description\" content=\"#content .row&gt;div&gt;img.img-responsive, #content .row&gt;div&gt;div&gt;img.text-img{ display: none; } #content div &gt; .cont-new-body &gt; .row&gt; .col-md-4 { display: none; } Verifique si antes de fin de a&ntilde;o puede tomar medidas para reducir su tributaci&oacute;n en el IRPF de 2025. Una de las opciones de las que dispone es aportar dinero a planes de pensiones. 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