{"id":6779,"date":"2025-09-26T00:00:00","date_gmt":"2025-09-26T00:00:00","guid":{"rendered":"https:\/\/www.contem.es\/carta-de-patrocinio-fuerte\/"},"modified":"2025-09-26T00:00:00","modified_gmt":"2025-09-26T00:00:00","slug":"carta-de-patrocinio-fuerte","status":"publish","type":"post","link":"https:\/\/www.contem.es\/es\/carta-de-patrocinio-fuerte\/","title":{"rendered":"Carta de patrocinio \u201cfuerte\u201d"},"content":{"rendered":"<p>A la hora de conceder un pr\u00e9stamo, los bancos pueden condicionar la concesi\u00f3n a la existencia de un fiador, que responde del pago en caso de que el deudor principal no lo haga. Y tambi\u00e9n puede suceder que, despu\u00e9s de duras negociaciones, el banco se conforme con una \u201ccarta de patrocinio\u201d: una declaraci\u00f3n realizada por personas solventes en la que se indica que se puede \u201cconfiar\u201d en el deudor.<\/p>\n<p>Si se encuentra en este caso, no se conf\u00ede: en ocasiones, esas \u201ccartas de patrocinio\u201d no son una simple manifestaci\u00f3n de confianza, sino que <i>se convierten en aut\u00e9nticos compromisos de pago<\/i>, por lo que los firmantes pueden verse obligados a pagar.<\/p>\n<p>Todo depende de c\u00f3mo est\u00e9 redactada la carta de patrocinio. En un caso que ha llegado hasta el Tribunal Supremo, dos personas se compromet\u00edan a dotar a una empresa de los \u201cmedios financieros necesarios para cumplir puntualmente y en su totalidad con los riesgos asumidos en el pr\u00e9stamo\u201d. \u00a1Y el tribunal ha considerado que una redacci\u00f3n de este tipo equivale a un aut\u00e9ntico compromiso de pago, similar al de un avalista!<\/p>\n<p>\u00a0<\/p>\n<p> Si presenta una \u201ccarta de patrocinio\u201d, aseg\u00farese de que no le compromete. Nuestros profesionales le ayudar\u00e1n en las negociaciones que tenga que entablar en este tipo de situaciones.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A la hora de conceder un pr&eacute;stamo, los bancos pueden condicionar la concesi&oacute;n a la existencia de un fiador, que responde del pago en caso de que el deudor principal no lo haga. Y tambi&eacute;n puede suceder que, despu&eacute;s de duras negociaciones, el banco se conforme con una &ldquo;carta de patrocinio&rdquo;: una declaraci&oacute;n realizada por [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6780,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-6779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mercantil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Carta de patrocinio \u201cfuerte\u201d | Contem Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.contem.es\/es\/carta-de-patrocinio-fuerte\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Carta de patrocinio \u201cfuerte\u201d | Contem Assessors\" \/>\n<meta property=\"og:description\" content=\"A la hora de conceder un pr&eacute;stamo, los bancos pueden condicionar la concesi&oacute;n a la existencia de un fiador, que responde del pago en caso de que el deudor principal no lo haga. 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