{"id":6213,"date":"2025-05-06T00:00:00","date_gmt":"2025-05-06T00:00:00","guid":{"rendered":"https:\/\/www.contem.es\/que-puedo-reclamar-tras-un-apagon\/"},"modified":"2025-05-06T00:00:00","modified_gmt":"2025-05-06T00:00:00","slug":"que-puedo-reclamar-tras-un-apagon","status":"publish","type":"post","link":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/","title":{"rendered":"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n?"},"content":{"rendered":"<p>La mayor\u00eda de las p\u00f3lizas multirriesgo, tanto de comercio como de industria, contemplan entre sus coberturas b\u00e1sicas la de \u201cda\u00f1os el\u00e9ctricos\u201d, que cubre siniestros relacionados con la electricidad (apagones, subidas o bajadas bruscas de tensi\u00f3n&#8230;). B\u00e1sicamente, se cubren:<\/p>\n<ul>\n<li><em>Los da\u00f1os que sufran los aparatos enchufados a la corriente<\/em>, indemniz\u00e1ndolos con el<em> valor de \u00e9stos en el momento del siniestro.<\/em><\/li>\n<li><em>Tambi\u00e9n los da\u00f1os en los bienes perecederos <\/em>(por ejemplo, alimentos o medicamentos que requieran refrigeraci\u00f3n) deteriorados a causa del siniestro. Ahora bien, es importante revisar la p\u00f3liza, pues en muchos casos esta cobertura de \u201cbienes refrigerados\u201d <em>queda excluida y debe contratarse aparte.<\/em><\/li>\n<\/ul>\n<p>Adem\u00e1s de lo anterior, si se ha contratado la cobertura de \u201clucro cesante o p\u00e9rdida de beneficio\u201d, en un caso como el apag\u00f3n generalizado del pasado 28 de abril la aseguradora podr\u00eda alegar fuerza mayor y rehusar cubrir el hecho de no haber podido trabajar durante el apag\u00f3n (no cubrir\u00eda el lucro cesante de aquel d\u00eda). Pero lo que s\u00ed deber\u00e1 cubrir son las consecuencias (por ejemplo, si el apag\u00f3n caus\u00f3 da\u00f1os que le impiden abrir su establecimiento en los d\u00edas posteriores). Por tanto, el lucro cesante de los d\u00edas 29 de abril en adelante s\u00ed deber\u00e1 ser indemnizado.<\/p>\n<p>En todo caso, deber\u00e1n poder probarse los da\u00f1os y las p\u00e9rdidas con fotograf\u00edas, facturas o cualquier documento que acredite que hubo una interrupci\u00f3n en el suministro de luz.<\/p>\n<p>\u00a0<\/p>\n<p> Nuestros asesores estudiar\u00e1n su caso y velar\u00e1n por conseguirle la mayor indemnizaci\u00f3n ante un siniestro, como un apag\u00f3n en su local de negocio.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La mayor&iacute;a de las p&oacute;lizas multirriesgo, tanto de comercio como de industria, contemplan entre sus coberturas b&aacute;sicas la de &ldquo;da&ntilde;os el&eacute;ctricos&rdquo;, que cubre siniestros relacionados con la electricidad (apagones, subidas o bajadas bruscas de tensi&oacute;n&hellip;). B&aacute;sicamente, se cubren: Los da&ntilde;os que sufran los aparatos enchufados a la corriente, indemniz&aacute;ndolos con el valor de &eacute;stos en [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6214,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-6213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mercantil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n? | Contem Assessors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n? | Contem Assessors\" \/>\n<meta property=\"og:description\" content=\"La mayor&iacute;a de las p&oacute;lizas multirriesgo, tanto de comercio como de industria, contemplan entre sus coberturas b&aacute;sicas la de &ldquo;da&ntilde;os el&eacute;ctricos&rdquo;, que cubre siniestros relacionados con la electricidad (apagones, subidas o bajadas bruscas de tensi&oacute;n&hellip;). B&aacute;sicamente, se cubren: Los da&ntilde;os que sufran los aparatos enchufados a la corriente, indemniz&aacute;ndolos con el valor de &eacute;stos en [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/\" \/>\n<meta property=\"og:site_name\" content=\"Contem Assessors\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-06T00:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png\" \/>\n<meta name=\"author\" content=\"rss\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@contemassessors\" \/>\n<meta name=\"twitter:site\" content=\"@contemassessors\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"rss\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/\"},\"author\":{\"name\":\"rss\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/person\\\/c1284c1e1887128f110dc4a88f6137ae\"},\"headline\":\"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n?\",\"datePublished\":\"2025-05-06T00:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/\"},\"wordCount\":289,\"publisher\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/shutterstock2198961733-bcSize-650x118-2.jpg\",\"articleSection\":[\"Mercantil\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/\",\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/\",\"name\":\"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n? | Contem Assessors\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/shutterstock2198961733-bcSize-650x118-2.jpg\",\"datePublished\":\"2025-05-06T00:00:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/shutterstock2198961733-bcSize-650x118-2.jpg\",\"contentUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/shutterstock2198961733-bcSize-650x118-2.jpg\",\"width\":650,\"height\":118},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/que-puedo-reclamar-tras-un-apagon\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\\\/\\\/www.contem.es\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/\",\"name\":\"Contem Assessors\",\"description\":\"Fiscal, comptable , laboral , jur\u00eddic , econ\u00f2mic i assegurances\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.contem.es\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#organization\",\"name\":\"Contem Assessors\",\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2016\\\/06\\\/touch-icon-contem.png\",\"contentUrl\":\"https:\\\/\\\/www.contem.es\\\/wp-content\\\/uploads\\\/2016\\\/06\\\/touch-icon-contem.png\",\"width\":120,\"height\":120,\"caption\":\"Contem Assessors\"},\"image\":{\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/contemassessors\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/contem-assessors\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.contem.es\\\/es\\\/#\\\/schema\\\/person\\\/c1284c1e1887128f110dc4a88f6137ae\",\"name\":\"rss\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g\",\"caption\":\"rss\"},\"url\":\"https:\\\/\\\/www.contem.es\\\/es\\\/author\\\/rss\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n? | Contem Assessors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n? | Contem Assessors","og_description":"La mayor&iacute;a de las p&oacute;lizas multirriesgo, tanto de comercio como de industria, contemplan entre sus coberturas b&aacute;sicas la de &ldquo;da&ntilde;os el&eacute;ctricos&rdquo;, que cubre siniestros relacionados con la electricidad (apagones, subidas o bajadas bruscas de tensi&oacute;n&hellip;). B&aacute;sicamente, se cubren: Los da&ntilde;os que sufran los aparatos enchufados a la corriente, indemniz&aacute;ndolos con el valor de &eacute;stos en [&hellip;]","og_url":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/","og_site_name":"Contem Assessors","article_published_time":"2025-05-06T00:00:00+00:00","og_image":[{"url":"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png","type":"","width":"","height":""}],"author":"rss","twitter_card":"summary_large_image","twitter_creator":"@contemassessors","twitter_site":"@contemassessors","twitter_misc":{"Escrito por":"rss","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#article","isPartOf":{"@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/"},"author":{"name":"rss","@id":"https:\/\/www.contem.es\/es\/#\/schema\/person\/c1284c1e1887128f110dc4a88f6137ae"},"headline":"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n?","datePublished":"2025-05-06T00:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/"},"wordCount":289,"publisher":{"@id":"https:\/\/www.contem.es\/es\/#organization"},"image":{"@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#primaryimage"},"thumbnailUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/05\/shutterstock2198961733-bcSize-650x118-2.jpg","articleSection":["Mercantil"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/","url":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/","name":"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n? | Contem Assessors","isPartOf":{"@id":"https:\/\/www.contem.es\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#primaryimage"},"image":{"@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#primaryimage"},"thumbnailUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/05\/shutterstock2198961733-bcSize-650x118-2.jpg","datePublished":"2025-05-06T00:00:00+00:00","breadcrumb":{"@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#primaryimage","url":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/05\/shutterstock2198961733-bcSize-650x118-2.jpg","contentUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2025\/05\/shutterstock2198961733-bcSize-650x118-2.jpg","width":650,"height":118},{"@type":"BreadcrumbList","@id":"https:\/\/www.contem.es\/es\/que-puedo-reclamar-tras-un-apagon\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/www.contem.es\/es\/"},{"@type":"ListItem","position":2,"name":"\u00bfQu\u00e9 puedo reclamar tras un apag\u00f3n?"}]},{"@type":"WebSite","@id":"https:\/\/www.contem.es\/es\/#website","url":"https:\/\/www.contem.es\/es\/","name":"Contem Assessors","description":"Fiscal, comptable , laboral , jur\u00eddic , econ\u00f2mic i assegurances","publisher":{"@id":"https:\/\/www.contem.es\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.contem.es\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.contem.es\/es\/#organization","name":"Contem Assessors","url":"https:\/\/www.contem.es\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.contem.es\/es\/#\/schema\/logo\/image\/","url":"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png","contentUrl":"https:\/\/www.contem.es\/wp-content\/uploads\/2016\/06\/touch-icon-contem.png","width":120,"height":120,"caption":"Contem Assessors"},"image":{"@id":"https:\/\/www.contem.es\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/contemassessors","https:\/\/www.linkedin.com\/company\/contem-assessors"]},{"@type":"Person","@id":"https:\/\/www.contem.es\/es\/#\/schema\/person\/c1284c1e1887128f110dc4a88f6137ae","name":"rss","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ab3bd31bf66b0e143141b04dbe6aa5f58290e800756006b9aef442f9b1e697cb?s=96&d=mm&r=g","caption":"rss"},"url":"https:\/\/www.contem.es\/es\/author\/rss\/"}]}},"_links":{"self":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/posts\/6213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/comments?post=6213"}],"version-history":[{"count":0,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/posts\/6213\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/media\/6214"}],"wp:attachment":[{"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/media?parent=6213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/categories?post=6213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.contem.es\/es\/wp-json\/wp\/v2\/tags?post=6213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}